At the beginning of March I spent time calculating how long it would take me to buy the Gucci GG Marmont Small Shoulder Bag and I estimated it would take me roughly two months to do so. I was temporarily excited because I always said that I wanted to be the person to buy myself a bag from Gucci. But then I started to think about it. This particular bag retails for $1,250.00 and that’s excluding tax. With tax the bag would actually cost somewhere around $1,337.00. So I really sat and looked at that number. $1,337.oo for a bag or $1,337.00 I could easily put in savings. Hmmm…
Had this been a few months ago, I would have easily chosen the bag over savings. I’m not ashamed to say I operated from a place of “treat yourself NOW” for a long time. Years and years of buying myself whatever I wanted WHENEVER I wanted, whether I actually had the money to pay upfront or not. Lately I’ve been thinking about the lengths some of us take to remain “trendy” or look like we’re more successful than we are. We see snippets of others’ journeys on social media and think our lives are lacking something unless we’re going to exotic locations for vacations or rocking the latest designer duds on our bodies. That’s not to say that anything is wrong with that. I’m the LAST person to tell you something is wrong with that. Hello, “treat yourself now” ringing a bell? It only becomes an issue when you’re neglecting responsibilities or spending money that you don’t necessarily have. Credit is good on one hand but it becomes a problem when your credit balance either matches the number of money you have in savings (hey Jasmine) or is more than what you have in savings.
So, as much as I could easily save to buy the GG Marmont Small Shoulder Bag upfront, I know Gucci isn’t going anywhere any time soon. Besides there are plenty of dupes on the market…and it would be just my luck to come across one that reminds me of the exact bag I wanted. No, seriously. I came across this crossbody/belt bag from Zara within 30 minutes of me deciding I would rather save $1000+ than spend it. While this purse retails for $39.50 on Zara’s site, it ended up being $47.64 after taxes and shipping fees were applied. Maybe it doesn’t have the interlocking G’s on the front and maybe the quality is no match for the GG Marmont Small Shoulder Bag but it’s enough for the person who finally understands that being frugal isn’t keeping me from having fun or being stylish. It’s me staying in my financial lane and being smarter with my funds.
2. Distressed Jeans (Zara)